Be Prepared for Hurricane Season

Be Prepared for Hurricane Season. Document Your Property.

When most people think of hurricane preparedness, they think about storm shutters, bottled water, and a generator. Most do not think about documenting their property and belongings. With hurricane season here, you need to consider what would happen if your home and belongings are damaged by the storm. What if you have to prove damage? What you have to hire and attorney? Here are a few tips for preparing for hurricane season.

1. Before hurricane season begins, review your policy to make sure you are properly

insured and understand your coverage.

2. If you have any questions or don’t understand your policy, make an appointment

with your agent to go over it.

3. Once the hurricane is headed our way, insurers will not make changes to your

policy.

4. Be prepared to document a claim before it occurs.

5. Take still pictures or videos of your house and personal belongings to insure there is no doubt as to what you owned before the storm.

6. Gather receipts for expensive items you may have purchased.

7. For those without a receipt, create an inventory: make, model, year of purchase and cost.

8. Save information in a safe place where it cannot be destroyed.

9. Consider an electronic copy of these documents or sending a copy to a friend or family member out of state.

10. If you can’t get your claim paid in a timely manner or your claim is denied, hire an attorney.