If you are a dog owner or if you have been bitten by a dog, you should know the legal ramifications of a dog bite or attack. Dog owners are 100% liable if their dog bites or attacks another person and injures them. Also, the person attacked usually has the right to total compensation for the injury. Of course, the exceptions are if the person bitten was trespassing or provoking the dog.
What you need to know as a home owner, is that if you have a dangerous or vicious dog, you are under 100% responsibility to make sure your dog does not bite anyone. You are responsible to keep your dog confined indoors or within a secure fence and you should keep the dog muzzled and on leash when walking the dog. If the dog bites or injures someone, you are then 100% liable to pay for the dog bite injury. Your homeowner's insurance policy will usually cover dog attacks as long as you inform your insurance company that you own a dog and the type of dog breed you have. If you are a renter and you have dog, it is important to get renter's insurance that will cover you if your dog bites or injures a person. Otherwise you could be sued directly if your dog bites someone.
If you are bitten by a dog, of course the first thing to consider is medical attention. Dog bites are highly toxic, and likely to become infected. Get medical help right away by going to the hospital emergency room or calling an ambulance if your injuries warrant that. Because the dog owner is liable, be sure to get photos of your injuries for documentation. Next, call an attorney to help you handle your case. Usually the dog owner's home owner's insurance or renter's insurance will cover your medical costs.
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